Will you have enough money to retire?

Choosing the pension plan best suited to your own situation and requirements from the complex range of products on offer can be daunting. As independent advisers, we can help you choose the right kind of pension investment to optimise your future pension benefits so that you can enjoy a comfortable retirement. Because we are independent, we can advise you on ALL of the products available in today's market.

Our independent advice is backed-up with clear explanations, detailed fund analysis and ongoing support through to retirement.

Your retirement fund does not need to be exclusively made up of pension investments. It can also include other forms of investment such as bonds, property, shares, ISAs and OEICs.

Our aim is to advise on and provide for you an investment strategy that is tax efficient, related to your attitude to risk (and modified as your attitude to risk changes), uses only the top performing funds, and is sufficiently diversified to protect you from over-exposure to any one sector of the market.

You may already have pension plans. If so, we can review these and advise you on them.

When you come to decide how to take your pension benefits we can again explain and advise on the options available.

So, whether you are looking to set-up your first pension investment, or are in mid-life and well on the way to building up a pension portfolio, or looking to take your retirement benefits, we have the expertise to help you make the right decisions.

Pensions? Independent advice on the following:

  • Stakeholder Pensions
  • Personal Pension Plans
  • Retirement Annuity Contracts (RACs)
  • Self Invested Pension Plans (SIPPS)
  • AVCs and FSAVCs
  • Group Pension Schemes (GPPs)
  • Small Self Administered Schemes (SSASs)
  • Executive Pension Plans (EPPs)
  • Section 32 Buy Out schemes
  • Pensions & Divorce
  • Pension Switching
  • At Retirement Options and Advice:
  • Annuities
  • Enhanced (impaired life) annuities
  • Variable annuities
  • Drawdown
  • Phased Retirement
  • How much to save

    This calculators gives quick guide to how much your pension may be worth when you retire...


What are the key questions you should be asking your IFA about pensions...

For more information on Corporate Pensions follow this link